Lumpsum calculator
Calculate what a one-time investment could grow to. Free lump sum calculator. See how a one-time investment could grow with compounding at the rate you choose, with a year-by-year table and the formula…
Example with the starting values
- Total investment: ₹1,00,000
- Expected return rate (p.a.): 12%
- Time period: 10 years
Result:
- Invested amount: ₹1,00,000
- Est. returns: ₹2,10,585
- Total value: ₹3,10,585
How it is calculated
A lump sum is money invested once and left to grow. Each year's growth is added to the amount, and the next year grows on the bigger total. This is compounding.
Formula: FV = P × (1 + r)t, where P is the amount, r is the yearly rate and t is the number of years.
Example: ₹1,00,000 for 10 years at an assumed 12% a year grows to about ₹3.1 lakh. At 7% it would be about ₹1.97 lakh: a small change in the rate makes a big difference over long periods.
Learn the idea behind it
For learning only. The rate is an assumption you choose, not a promise or prediction. Real returns change, investments can lose money, and tax, charges and inflation are not included. This is not investment advice.